WF: Where does your health insurance come from?

I have health insurance through my part-time employment, thankfully.

I have health insurance through my parents as long as I'm in school!

 I pay for my own.

I pay my own, but its through basic health.

I have basic health its cheep and vertually worthless. Unless I loose an arm, leg, or have other drastic assidents its really not much help becaues it does not cover vision or dental.

I, too, have Basic Health. I wouldn't say it's really worthless, though, as a student we do have the health center that takes ccare of most of what BH does (asside from drastic injury). But for 17 dollars a month, I can be assured that if I do hurt myself, I am not going to end up with tens of thousands of dollars more debt. It doesn't do dental unless you're a kid, and it doesn't do optical, but there are places to get cheap glasses, and well... Interfaith does emergency dental on a sliding scale. Preventative is certainly better, but what more can you ask for, for 17 dollars a month in a semi-failing system?

I still am covered under my parents health insurance, while I'm still in school.

I was covered through my Father's plan until 1 July, when I seem to have hit the cutoff age!  I haven't any now (don't get hurt...) but will get the school's awful but cheap plan this Autumn.

Cheers

I wouldn't call $130+/month "cheap" for a full-time student, unless mommy and daddy are paying for it--yes?  And, yes it is awful.  It's only purpose is to cover something serious--no dental, vision, etc..  For @ $135/month, Blue Shield offers medical (including routine exams) AND dental.  You're better off getting your own insurance.

BTW:  In most circumstances, should something "catastrophic" occur, the emergency room will write it off (i.e., have the federal government pay the bill) for people at or below the poverty line that aren't dependents of someone else.

Ask yourself why the U.S. is one of the very few developed nations that doesn't offer health care to its citizens?  This is supposedly the greatest country in the world, right?

I'm a full-time student that works full-time and can't afford insurance.  The insurance my work offers is more expensive than if I obtained it myself.

 I've never had any sort of health insurance. Free clinics for dental, and emergency room for big injuries.
I am well below the poverty line. ($0 EFC) Yay for financial aid.

I'll need to look into Basic Health.

definatly look into it. Its designed for low income persons (not that there is anything wrong being there financial aid is amazinggg!!)  and not having dental and optical isnt bad i mean most insurances dont cover that anyway unless your a kid. and if they do your making a lot of money! but generic prescriptions are hella cheap and its only $15 copay for an office visit.

i have health insurance thropugh my mom for a few more years if im in school

I'm an older non-traditional student.  Retired in 2003, went back to school that same year, finished my BA in 2006 in Seattle, now in grad school here at WWU.

I pay for my own -- I'm still too young for medicare.  I had employer-supplied insurance for the 32 yrs I was in the workforce, and COBRA for 18 months after I retired. So now I'm completely on my own, and it's not cheap.  I'd love $130/month -- mine is about 6 times that, and that's for fairly basic coverage -- includes vision, but not dental.

But I realize my situation is quite different from most students here.

Absolutely not, my prone-to-assumptions friend-  I pay for everything personally, because a) my Father makes too much for me to receive financial aid and b) doesn't give me anything.  Of course, I don't ask for it, since he has his own problems, and I would feel very lazy and bad if I had everything handed to me on a silver platter, you know?  The school's plan is cheap compared to the research I did into private plans for someone my age:  the average appeared to be about $5K-$6K for a year versus the school's 1,200 or whatever it is.  Thus, cheap by comparison!  Of course, I've never 'shopped' for insurance before, so what do I know?  I'll look into blue shield, thanks for the tip.

Cheers.

The school's plan is cheap in comparison to what?  None?  The school's plan doesn't cover anything unless the sh#* hits the fan, never mind dental.

"Of course, I've never 'shopped' for insurance before".  Well, I have.  And I assumed nothing about you in my post, either.  Try to give someone some helpful advice and get lip...sorry I bothered, I won't next time.

You're advice is most appreciated, thank you.  I merely find it extremely offensive to be accused, however seriously, of having (everything?) of mine paid for because I work so very hard.  It just hits close to home, that's all.

Cheers.